Bankruptcy / Chapter 13

No one plans on taking on more debt than they can afford to pay. However, even when you have the best of intentions, unforeseen circumstances can cause you to fall behind in your payments. Once one or more of your accounts become delinquent, you may begin receiving calls and letters from debt collectors. In some cases, creditors may even be able to garnish your wages or remove money from your bank account with a court order. Fortunately, Chapter 13 bankruptcy can help you resolve your financial problems and get your life back on track.

About Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a legal process that allows you to keep all of your property while you repay your debts. After you file for Chapter 13 bankruptcy, you will submit a payment plan to the court that details how you will repay your debts over a specific period of time. While some debts must be repaid completely, others may be partially forgiven at the end of your case.

In order to qualify for this type of bankruptcy, you must have a stable source of income that is sufficient to meet your payment obligations. After you have repaid all of your debts in accordance with your payment plan, your case will be closed and all included debts will be eliminated. Filing for Chapter 13 bankruptcy can also stop creditors from calling you and/or taking action to collect their debts while the case is ongoing.

Consulting a Coplay Bankruptcy / Chapter 13 Attorney

If you are unable to pay your debts, Chapter 13 bankruptcy may be the ideal solution. Discussing your case with a Coplay Bankruptcy / Chapter 13 Attorney is the best way to explore your options and ensure that you make the right decision. A qualified bankruptcy attorney who has experience dealing with Chapter 13 cases can also thoroughly explain the filing process, determine whether you qualify, help you complete all of the required steps and expedite the resolution of your case.

Contact McCrystal Law Office

To learn more about filing Chapter 13 bankruptcy or to discuss your individual case in detail with a qualified professional, contact the McCrystal Law Office today to schedule a consultation with our team. We look forward to helping you resolve your financial problems and move forward!

Ratings and Reviews